The real estate market in California continues to sizzle, with existing home sales picking up speed in February, according to the California Association of Realtors (CAR). An improvement in housing inventory and an easing off of prices due to a continued shift to more affordable spots have helped drive the Golden State’s real estate market in February.
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The mortgage process is a potentially complicated one. During the underwriting process, a number of obstacles can get in the way of your approval. And considering the huge commitment, it’s crucial that you make sure the mortgage you get into is one you can live comfortably with.
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When you’ve got your home listed for sale, you want to draw as much attention to it as possible. Since these small descriptions are only a few characters long, you’ve got to make the most of the words you use.
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Who says you need tons of square footage to live comfortably? In fact, smaller-scale homes are appealing to many home buyers, particularly millennials who are looking for comfort without having to dedicate all their free time to maintaining a larger property. Whether opting for a smaller space is a matter of affordability or simply a lifestyle choice, living in small quarters doesn’t mean you have to sacrifice style and comfort.
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With over 80 million millennials now making up the US population, it’s impossible to ignore this rapidly growing demographic. And when it comes to the housing market, the sheer size of this generation means they are playing an increasingly important role in the housing market. As the now largest demographic in the country after surpassing the baby boomers, millennials are certainly having a strong impact on the home buying process.
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Even with a down payment as low as 3.5%, it can seem nearly impossible to scrape together thousands of dollars to put words a home purchase. It’s usually the down payment that stands in the way of many homebuyer-hopefuls’ dreams of being able to secure a mortgage. And when you factor in rent, credit card payments, student loans, and living expenses, saving up for a down payment can be even more of a challenge.
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Buying your very first home is incredibly exciting, but it can also be pretty overwhelming, especially since the entire process is completely new. But despite your limited experience in the world of buying real estate, it’s critical that you make sure you are well-informed before making any decisions that could put you in a compromising position.
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From the sunshine, to the warm climate, to the ocean and wine country, California’s got it all. And from a retiree’s perspective, these traits rank right up there for must-haves in a retirement locale. The hard part isn’t about whether or not California is the right state to settle in; it’s deciding which part of the Golden State to spend the Golden Years. To make this decision a little easier, here is a list of the 10 best places in California to retire.
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